Hail in Panama City · Sep 20, 2026
Convective day · Sep 20, 2026 · noon–noon UTC
Severity
The 5th most severe storm Panama City has seen in the last 12 months
Overview's storm severity score weighs hailstone size, homes in the footprint, and ground-truth reports.
- Peak hail signal
- 13 /100
- Homes exposed
- 17 /100
- Ground truth
- 0 /100
Largest radar-indicated size — a signal of damage potential, not confirmation.
How many homes sit inside the storm's footprint.
Independent storm reports filed with the NWS.
Evidence / storm surfaces
How Panama City saw the hail — from two instruments
Each storm gets two readings: the radar signatures NEXRAD recorded as the cells passed overhead, and a modeled estimate of hail size in the air. They are independent surfaces, so a mismatch between them is expected — and worth reading.
Radar-estimated hail size over the swath. The model reports the biggest stone the storm could sustain in the air; what actually fell may have been smaller.
Only the radar-estimated size surface resolved for Sep 20, 2026 — this storm produced no NEXRAD point detections over Panama City, so there is one map to show, not two.
The storm in context
Where Sep 20, 2026 sits in Panama City's hail record.
This was Panama City's 7th recorded hail day, arriving 52 days after the Jul 30, 2026 storm. By severity it ranks 5th of the 7 storms we have logged here. Radar put the day's largest stone over Panama City at 0.5" — radar-estimated size aloft.
The Sep 20, 2026 convective day was bigger than Panama City: the same system put hail over 253 other tracked cities, 20 of them in Florida. Nearest: Youngstown (15 miles east, up to 0.5"); Cottondale (33 miles northeast, up to 0.5"); Defuniak Springs (36 miles northwest, up to 0.75").
These maps are stills. In the app this date is one of 7 Panama City storm dates on a live map — both surfaces, the reports, and a replay — and the same map is where you draw the swath. This page rebuilds nightly.
Ground reports
What people on the ground reported
These are storm reports filed with the National Weather Service and released through the NOAA Storm Prediction Center — public-domain observations from spotters, the public, and NWS surveys. We quote each one exactly as filed.
No ground reports were filed with the National Weather Service for this storm over Panama City. That is common: a report depends on someone being there to see it and take the time to call it in. The radar surfaces above are the record here — the storm was detected from above even though no one on the ground logged it.
Below the severe threshold
What 0.5" hail means for Panama City roofs.
Radar signals under three-quarters of an inch stay below the National Weather Service severe threshold and generally indicate lower roof risk. Older or already-worn materials can still show effects, but radar alone cannot determine whether a specific roof was damaged.
Radar reading · not confirmed damage
Roofing exposure
What this storm is worth to a roofer.
Potential roof exposure
$72K
Potential roof exposure — 6 homes × the ~$12,000 industry-average hail roof claim. Exposure, not confirmed damage.
Claim window
September 2028
Claims from this storm can typically be filed until around September 2028 — the window to reach these homeowners while it's still open. Deadlines vary by policy and state.
Names and phones for every home in the footprint: at most $1 on top of the $150 plan.
Panama City hail history
Other storms in Panama City.
Estimated-size surface Jul 30, 2026
1"
Estimated-size surface Jul 17, 2026
0.5"
Estimated-size surface Jul 8, 2026
1.5"Jul 5, 2026
Estimated-size surface Jun 13, 2026
0.75"
Estimated-size surface May 22, 2026
0.5"The next storm won’t wait for you.
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